Seniors and Health

We hear in all the media, that exercise is essential to have a heathy body now and in the future. Even small amounts of exercise is beneficial and needed for our health.

Regular exercises for seniors can help with maintaining ones weight, toning muscles, lowering risk of bone fractures, stabilizing blood sugar and getting a better outlook in life.

As we age, we may find our lives become more sedentary. We tend to sit and watch television and not get up and move enough. This decreases our metabolism and our whole body can feel the effects of this. We need to get as many steps as we can in a day to keep our body functioning well. Being sedentary increases the risk of our balance failing us and we are more prone to falls and bone fractures. Enrolling in one of the Medigap plans will help make sure all your medical bills get paid on time. Don’t skimp on great insurance!

Then there are those people who live a more active life and get in moderate activity. The activities one may do daily are brisk walking, dancing, swimming and even exercise following a DVD or exercise class on the computer. While doing these moderate exercises, one can still talk normally without getting out of breath.

Engaging in vigorous activities are for the more active seniors. These activities will increase ones heart beat and make it difficult to talk while doing them. Some activities that can get the heart pumping are swimming, tennis, racquetball or other intensive activity.

As we get older our body’s functions slow down and with the lack of physical activities we can have health issues with our balance, heart, sleep problems, pain and stiffness in our joints and even some diseases. We need to strengthen our muscles to help hold up our bodies and support our organs. Too many health issues are caused by lack of activity and weight gain. It is so important to move every half hour to keep the body healthy and limber.

Starting an exercise regime is really not difficult. A brisk walk around your neighborhood every morning and evening for 20 minutes would be doable and beneficial. There are many programs or all sorts of exercise from aerobics, tai chi, weight training, walking and yoga on DVDs so you can do these at home. Another thought would be to go to your local senior center. They will have exercise classes geared to seniors and even some done sitting in a chair. The benefits of doing these exercises are getting you out of your house a couple of times a week, meeting with people your own age and moving your body. They are all there for the same reason as you, to get moving daily.

 

Financial Services Offered by Mutual of Omaha

Financial services are the key offerings by the Mutual Of Omaha. Whether it is for starting or restarting a business or to invest with long term or short term goals, the financial products offered by Mutual of Omaha are designed to provide value for what is paid.

 

A few key financial services offered by Omahas are:

 

  • Banking: The Mutual of Omaha caters to banking needs of individuals, business owners, and company associations. They offer typical services any bank will provide. Individual are provided bank accounts, loans, wealth management, insurance and debit and credit cards. The business houses are facilitated by loans, bank accounts, lending Debit and credit cards, cash or treasury management, merchant services and wealth management. Small business owners are offered guidance on business planning free of cost. Online Document Management, loans and other financing solutions and Mutual Pay vendor Invoice fits the needs of the company associations. No ATM fees are charged by them. The statements can be accessed on the official website of Mutual of Omaha Bank.

 

  • Mortgages: Omaha gives facility of mortgage to all i.e; be it first time buyer, Buyer of home or Remortgaging personalized as per the specific needs and affordability of the client. Their loan officers easily accessible and furnished with all relevant details like mortgage rates and fees for raising the loans. The Mutual of Omaha mortgage is a member of FDIC and Equal Housing Lender Group.

 

  • Investments: It is always advisable to invest for long-term goals like retirement income, employee benefits, tax savings, estate, and legacy. The Mutual of Omaha Offers a wide array of products for investments. Unique resources are available for all the aspects of financial management designed to meet the needs and wants of the consumers whether they are individuals, families or business owners. The clients are offered competent advice upon financial investments ensuring good return on their funds with least risk factors possible. They also provide a review on your current savings or ongoing investment options. Seniors are also offered exclusive retirement plans.

 

  • Annuities: Annuities are products which are strategic at income as well as retirement. A variety of annuity plans with different income payout options are available at The Mutual of Omaha.

Mutual of Omaha will continue to offer Medicare supplement plans in 2019

 

The two types of annuities provided by Omaha are:

 

  • Income annuities give a reliable, guaranteed income stream to the customer based on payments made for a certain period of time or throughout the lifetime. Some of the income annuities offered are Ultra Income, Income Access, Deferred Income Protector and Income Annuity with a Premium return.

 

  • Deferred Annuities are accumulated investment options ensuring a fixed rate of return and tax-deferred growth. Ultra Plus Secure and Bonus Flexible Annuity are two options available to customers.

 

These annuities are underwritten by United of Omaha Life Insurance Company. Choose the right financial plan in align with your needs and start enrolling today.